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In Terms Of Money We Have No Money Meme Generator

Gru stands seriously before a crowd of Minions, making this template ideal for admitting that you have none of something important.

Drag a box to move it, or its corners to resize. Everything renders on your device — nothing is uploaded.

Meme lore

What is the In Terms Of Money We Have No Money meme?

This Despicable Me reaction template uses Gru addressing his Minions with a stern, explanatory posture. Add a short phrase in the format “In terms of X, we have no X” to humorously reveal a shortage, limitation, or missing resource.

Origin & history

The image comes from a scene in the Despicable Me film series featuring Gru and his Minions. Its exact meme-format origin and spread timeline are unclear, but the still became associated online with jokes about having none of a particular thing.

The still depicts Gru in his lair surrounded by Minions, drawn from the Despicable Me animated film series. Meme captions commonly adapt the mock-formal phrasing “In terms of [subject], we have no [subject],” especially for jokes about being broke or unprepared. The precise first use of this caption format is unclear.

Caption this In Terms Of Money We Have No Money meme with your own text in the editor above, then download the finished PNG free — for Reddit, X, Instagram, WhatsApp, Discord or the group chat.

Best used for

  • Admitting your budget is completely gone
  • Explaining that the group has no plan
  • Joking about having no time before a deadline
  • Revealing that the team has no snacks, data, or motivation
  • Summarizing a missing resource at work or school

Template details

Size
1377 × 1032 px
Download
PNG
Caption slots
1
Layout
Single
Category
Classic
ClassicWorkSchoolFoodMoneyDeadlines

Step by step

How to make a In Terms Of Money We Have No Money meme

  1. 1

    Open the In Terms Of Money We Have No Money template

    The blank In Terms Of Money We Have No Money meme is already loaded in the editor at the top of this page. There is nothing to install and no account to create.

  2. 2

    Write your captions

    Type into the what you have none of field in the panel beside the image, or tap one of the example captions to start from a working joke.

  3. 3

    Place the text

    Drag a caption box on the image to move it, or drag a corner to resize it. The text rewraps and shrinks to fit as you go.

  4. 4

    Download your meme

    Press Download PNG for the finished 1377×1032 image, or Copy to paste it straight into a chat. Turn the watermark off first if you would rather not have one.

How the joke works

Use the single top caption box for a mock-serious statement about having none of a specific thing, preferably in the form “In terms of X, we have no X.”

Tone: deadpan and mock-serious

mock-formal announcementliteral repetitionresource scarcitydeadpan confession

Caption tips

  • Keep the caption concise and readable.
  • Use mock-official wording for comic contrast.
  • Mention one clearly missing resource or quality.

AI studio

Let AI write the captions

Describe the joke once and get four captioned variants on the templates that fit it — then open the one you like in this editor.

Generate captions

For agents

memeworld ships a REST API and an MCP server, so Claude, Cursor or your own agent can pull this template, caption it and render the image.

GET /api/v1/templates/in-terms-of-money-we-have-no-money-901Agent docs

In Terms Of Money We Have No Money meme generator FAQ

What is the In Terms Of Money We Have No Money meme?

This Despicable Me reaction template uses Gru addressing his Minions with a stern, explanatory posture.

How do I make a In Terms Of Money We Have No Money meme?

Open the editor at the top of this page, type your caption, drag the text where you want it, and download the finished PNG. It takes about twenty seconds.

Is the In Terms Of Money We Have No Money meme generator free?

Yes. Captioning and downloading are free, there is no account to create, and there is no cap on how many you make.

How many captions does the In Terms Of Money We Have No Money template take?

One caption: what you have none of. You can leave any of them blank, and you can move or resize each box on the image.

Where does the In Terms Of Money We Have No Money template come from?

The image comes from a scene in the Despicable Me film series featuring Gru and his Minions. Its exact meme-format origin and spread timeline are unclear, but the still became associated online with jokes about having none of a particular thing.

What file do I get?

A 1377×1032 PNG, ready to post to Reddit, X, Instagram, WhatsApp, Discord or the group chat.

Is there a watermark?

A small memeworld watermark is drawn in by default. Switch it off in the editor panel before you download and the export is clean.

Are my memes uploaded anywhere?

No. The renderer runs in your browser, so your captions and the finished image never leave your device.

Can an AI write In Terms Of Money We Have No Money captions?

Yes. Describe your joke on the Create page and memeworld writes captions onto the templates that fit it, ready to open in this editor. Agents can do the same through the REST API and the MCP server.

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